If vehicles are destroyed in your garage in a house fire, I assumed if they were covered, but maybe not??? Why should my vehicle ins pay the cost of this? Of course home owners fire insurance should cover the cost.
autoquotesinsurance.com/2007/09/23/does-homeowners-insurance-cover-the-cost-of-car-damages-that-are-in-a-garage-that-is-attached-to-the-house/